How we are paid
On receiving an enquiry we will arrange a preliminary discussion, which can be completed either face-to-face or over the telephone. The purpose of this initial discussion is to try to establish whether we are able to assist with your needs and objectives. There is no charge for this preliminary discussion and no obligation on either side.
After this preliminary discussion, we will explain the various methods by which you can pay for our services. There are four alternatives, which your Adviser will discuss with you in detail. They are:
- Flat fee, or
- Hourly rate, or
- Commission, or
- A combination of the above
If you prefer to pay by commission, we will always tell you the amount of any commission we earn.
If you ask us to arrange a mortgage for you we will be can be paid by fee, or by a combination of fee and commission. Our fee is typically £295 in addition to any commission we receive from a lender. You will receive a Key facts illustration when considering a particular mortgage, which will tell you about any fees relating to it.
Regardless of your preferred payment method, no charges of any description will ever be made without prior notification to you in writing.
